TFGcrowd is a crowdinvesting platform that connects investors, companies with businesses worldwide. We offer attractive rates, transparent fees, comprehensive and user-friendly platform to our investors and businesses. TFGcrowd streamlines the crowdinvesting process for companies and investors and makes it more straight forward and secure.
The companies officially registered in the EU can have a TFGcrowd business account.
A company director is the only one who is allowed to create a TFGcrowd business account. The account should only be used for the investments made on behalf of a company.
To add your business account, you need to login to your TFGcrowd personal account and on the account overview to choose 'My companies' -> 'Add business account'
Step 1
To create your business account choose “Create Account” on the main page of our website. In order to proceed please make sure you have your personal TFGcrowd account registered and successfully verified.
Step 2
Next, please create your TFGcrowd Business Account and fill in the required info by clicking on “Register”. You should confirm the registration in the confirmation message that will be sent to the specified email address.
Step 3
As the third step, please fill in “Personal info” and “Address” steps with the required data.
Step 4
Finally, you should upload your company documents to verify your TFGcrowd Business Account and wait for the completion of the verification process. We may contact you and ask for some additional information.
After completing the registration process, it may take up to 3 hours for TFGcrowd to approve your application.
Please check your spam folder. If you couldn’t find it there, please contact us via email at [email protected]
Please contact our team via customer live support available Mon-Fri from 9:00am to 5:00pm (EET) or via email [email protected]
You can now top up your TFGcrowd account by means of VISA and MasterCard via TransferWise as well as by SEPA bank transfer from European Economic Area bank accounts, including all EU Member states, Norway, Iceland, and Liechtenstein.
We accept SEPA (EUR) bank transfers as well as the transfers by means of VISA and MasterCard via TransferWise.
We are currently accepting SEPA (EUR) payments only, hence we don’t use sort codes. You can either transfer the funds using IBAN or if you transfer currencies which are different from EUR, you can make it via TransferWise and the funds will be converted in their system. Please make sure you check conversion rates before making the payment.
The minimum amount you can invest is €20,000, but there is no maximum amount set.
Our investors do not and will not be paying any additional charges. All expenses related to the loan process will be handled by the borrower.
Yes, the interest rates are fixed for the entire loan period.
The system is scheduled to process interest rate transactions daily at 2 pm (EEST).
Interest rates on your investment are calculated from the moment you make your investment.
Our general conditions stipulate that investment is repaid in full at the end of the loan term, while interest is paid out weekly, monthly or at the end of the term depending on the project. Detailed information revealing specific terms of investment is available for each project separately.
Your funds will automatically appear on your account as soon as it reaches us. This process can take anywhere from a few hours up to three working days. Please make sure you always use your unique reference number when making bank transfers, as it enables us to allocate your funds automatically. Please be aware that our working hours are Mon-Fri from 9 am till 5 pm (EEST)
You can withdraw your funds once you have logged into your account. Please select “Overview” from the drop-down menu that is available once you log into your account and proceed with “Withdrawal”. The minimum amount you can withdraw is €50, the money will be transferred to the bank account that is connected to your TFGcrowd investment account.
If you need to change your bank account, please inform our team via email [email protected]. Due to security purposes, we will change it manually on your behalf.
Auto Invest is an automated feature that allows you to invest your funds automatically in all projects available for investing on the TFGcrowd platform.
Auto invest is comfort, speed and functionality. The feature helps you out to automate investments. You set up the necessary criteria for your future investments in the first place and you simply keep following the way the investments made give raise to your passive income.
Once you login to your TFGcrowd account, from the account overview you click on Auto Invest, go to the 'My first strategy' window, set the strategy conditions by filling in the necessary fields, and save and activate the strategy.
For further strategies, you should choose '+ADD STRATEGY' from the upper right corner below the account overview. In addition, you can go to ' show advanced options' and set them up.
The endless amount of auto invest strategies can be made, and each can have its priority.
There are no limitations when it comes to investments. You can do both simultaneously.
You need to deactivate it first. Next to 'Deactivate' here is the 'Edit' button. Click on it, customize your strategy, and put it back into action.
If the strategy had worked out and you’ve got the active investments on it, then it is not possible to edit it.
Alternatively, a new Auto Invest strategy can be created and the necessary investment criteria can be set up.
When creating an Auto Invest strategy, you need to tick ‘Unique Investments’ upon Advanced Options.
You can deactivate any auto invest strategy if you click on the active strategy and choose 'Deactivate'.
All activated investment strategies will take effect 1 hour after activation.
In order for your transfer to be processed correctly, please send a request to [email protected] indicating both your reference number and the sum of money you transfer and send it via the e-mail address that was used for your TFGcrowd account registration.
Paysera
If necessary, to verify your transaction, Paysera may request to provide the following information:
1. Your relationship with the sender of funds;
2. Basis/purpose of this transfer;
3. A document that justifies this payment (an agreement, invoice, etc., NOT an account statement).
You will be able to use the money transferred as soon as the verification of your additional data is successfully completed. TFGcrowd will make a refund in case you disagree/are unable to provide additional information or/and documents.
Should you need any further help or more detailed info, please contact Paysera Support Assistance and follow Paysera FAQ
We do accept deposits via TransferWise, but we cannot send money back via TransferWise.
Our referral program enables you to earn rewards by sharing your personal referral link with your friends, family or anybody who might be interested. All the registered companies can get referral link through their TFGcrowd account and may participate in the program.
For every referred person who partners with us creating business account and invests within 90 days of opening an account on the TFGcrowd platform in any single project with a loan period longer than 180 days, you will both get €50 reward credited to your busienss account.
The €50 reward will be automatically added to your account as well as to the referee's account, if the company you referred makes an investment within 90 days of opening an account on the TFGcrowd platform in any single project with a loan period longer than 180 days. It can take 2-4 weeks for the reward to be validated and added to your account.
You can refer anyone with whom you would like to share your experience with the TFGcrowd platform and who meets the requirements of TFGcrowd. Namely, the companies must be registered in the EU can have a TFGcrowd business account.
There are no limits to the number of people you can refer – the more referrals you make, the higher the bonus you earn.
The referral bonus minimum is 50 EUR and it's limitless. The more referrals you have, the higher the bonus you get.
You can withdraw the referral commission as often as you want, there are no extra fees applied. The minimum amount you can withdraw is €50.
It can take 2-4 weeks for the reward to be validated and added to your account.
You can share the link privately via the tools your referees are best acquainted with - email, messages or even your social network profiles.
Please contact us via e-mail at [email protected] or via Customer Live Support (available during business days from 9:00am to 5:00pm (EEST)). Full terms and conditions of the TFGcrowd referral program can be accessed in Terms of Referral Program.
Share Finance is a process whereby investors have the chance to invest in a privately held company in return for acquiring a shareholding in that company. Such shareholdings may generate returns in the form of dividends or if the company is sold at a higher value than it was valued, when you made your investment.
When you decide to use share finance to invest in a business on TFGcrowd, in return for your investment you will get shares in that company. Your shares will be held by the TFGcrowd nominee.
Depending on the amount you invest and the number of shares issued during the funding round, you will be allocated a percentage share of ownership in the business.
No, there are no fees payable for investing in shares.
The shares owned by you will be issued to and held by the TFGcrowd nominee. This will mean that the legal holder of your shares will be the nominee. Communication between the company and the shareholders will therefore mainly be conducted through the nominee company, but in some cases, the company may provide updates to you directly. The nominee company will hold your shares on trust for you, safeguarding your rights and entitlements.
Depending on the pitch, your shares may or may not hold voting rights. You should carefully check this information in project details before deciding to make an investment.
Yes, you may sell or transfer the title to your shares to any active TFGcrowd user by informing the nominee company and providing them with their requested information. Currently, there is no secondary market, though, so you will need to find the buyer yourself. Any renumeration for the sale of shares should be agreed and carried out directly between you and the buyer.
Anyone wishing to sell their shares may extend their offers to the nominee, which at its own discretion may choose to accept or reject any given offers. The nominee has no obligation to buy any shares offered to them for sale.
Companies may or may not decide to pay dividends to their shareholders. If a dividend is paid, this will be transferred to your TFGcrowd account from the nominee company.
Any proceeds from the sale of the company attributable to your shares will be transferred to your TFGcrowd account from the nominee company.
Unfortunately, we are not authorised to and do not provide tax-related consultations. We highly recommend that you consult an authorised tax adviser regarding tax liabilities on interest earned while making crowdinvesting. An investor is fully responsible for paying his taxes and TFGcrowd does not bear any responsibility for the taxes the investors need to pay on interest earned.
You can download Tax report revealing all the transactions for your selected time period once you login to your TFGcrowd profile. Please select “My profile” from drop-down menu, choose the Report section.
Please contact our team via email [email protected] or via Customer Live Support (is available business days from 9:00am to 5:00pm (EEST)).