Terms of Use


Information about the Portal

The online platform accessible through the website http://tfgcrowd.com and its subpages (hereinafter jointly the “Portal”) is operated by TFGCrowd OÜ (hereinafter referred to as the “Portal Operator”). The Portal Operator is a private limited company registered in Estonia under company number 14278391 and has its registered office and principal place of business at Hobujaama tn 4, Tallinn, 10151, Estonia. 

Terms and Conditions of using the Portal

These terms and conditions of using the Portal (hereinafter referred to as the “Terms of Use”), together with other documents referred to herein, establish the terms and conditions under which you may use the Portal, either as a guest or as a registered user. Use of the Portal includes accessing, browsing, or registering to use the Portal.

By using the Portal, you confirm that you have read the Terms of Use, that you accept the Terms of Use and that you agree to fully comply with them. If you do not agree to anything set forth in the Terms of Use, you must not use the Portal. 

Additional Documents

By agreeing to the Terms of Use, you confirm that you have also read, accept and agree to:

The Privacy Policy, the Cookie Policy and the Risk Warning are an integral part of the Terms of Use. Whenever you use the Portal, the Privacy Policy, the Cookie Policy and the Risk Warning apply.

If you sign up to become a registered user of the Portal, you are also subject to the Terms of Service, which set out the terms under which you may use the services provided via the Portal. Whenever you use such services, you confirm that you have read, accept and will comply with the Terms of Service. If you do not agree to anything in the Terms of Service, you must not use the aforementioned services. 

Changes to the Terms of Use

Occasionally the Portal Operator may revise the Terms of Use for legal or regulatory reasons or to allow proper operation of the Portal. Any changes to the Terms of Use will be done by amending this page. Please check this page regularly to take notice of any changes made, as they are binding on you. If you continue to use the Portal on or after the date on which the changes come into effect, your use of the Portal signifies your agreement with and consent to the new Terms of Use. 


From time to time the Portal Operator may update and change the content on the Portal, but please note that any of the content published on the Portal may be out of date at any given point in time and the Portal Operator has no obligation to keep it up to date.

The Portal Operator makes no representations, warranties or guarantees, whether express or implied, that the content on the Portal is accurate, complete, free from errors or omissions. All the content on the Portal is provided for general information only and is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Portal. 

Accessing the Portal

Access to the Portal is free of charge, but the Portal Operator reserves the right to set a charge for the use of the Portal or any of its contents at any point in time.

It is your responsibility to make all the necessary arrangements to be able to have access to the Portal. There is no guarantee that the Portal and the content published on the Portal will always be available to you or can be used uninterrupted. The Portal Operator is not liable if the Portal, any parts of it or any content published becomes unavailable at any point or for any reason. Access to the Portal is allowed only on a temporary basis and the Portal Operator reserves the right to suspend, withdraw, discontinue or change the Portal, any parts of it or any content published without giving notice. 

Your User Account and Password

If you become a registered user of the Portal and you choose or are provided with a username, password or any other information for purposes of identification, you must treat all such information as secret and confidential and must not disclose it to any third party for any reason. The Portal Operator will not ask you for this information in any of its correspondence with you, either by e-mail, phone, regular mail or any other means. You bear all responsibility for any consequences if this information becomes available to any third party. If for any reason you suspect or know that this information has become available to any third party, you must notify the Portal Operator immediately at [email protected]

The Portal Operator reserves the right to disable any username, password or any other identification information, whether it has been chosen by you or has been provided to you, at any time, if, in its reasonable opinion, you have failed to comply with any of the provisions of the Terms of Use or if it is required to do so by law. 

Intellectual Property Rights

The Portal and all content published on it is protected by copyright, trademarks, database rights and other intellectual property rights, which belong to the Portal Operator and to its licensors. It is protected by copyright laws and treaties around the world. All such rights are reserved. You must not use any part of the content on the Portal for commercial purposes without obtaining a licence from the Portal Operator or its licensors.

You may retrieve and display content from the Portal as long as you keep intact all copyright and proprietary notices. You must not modify in any way any paper or digital copies of any materials you have printed out or downloaded, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. 

Links to and from the Portal

Any links to the Portal must be made in such a way that does not damage the reputation of the Portal or the Portal Operator or take advantage of it. Any links that suggest any form of association, approval or endorsement on the Portal Operator’s part, where none exists, are forbidden. The Portal Operator has the right to withdraw its permission to link to the Portal at any time without notice. If you wish to create links to the Portal, which differ from the abovementioned, please send an e-mail to [email protected].

Any links to third party websites on the Portal are provided for information purposes only and the Portal Operator has no control over the contents of those websites or resources. Other websites have their own website terms and conditions of use to which you agree when visiting them. The Portal Operator takes no responsibility for these links or their content. 

Limitation of Liability

Nothing in the Terms of Use excludes or limits the Portal Operator’s liability for death or personal injury arising from negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by Estonian law.

To the extent permitted by Estonian law, all conditions, warranties, representations or other terms which may apply to the Portal or any content on them, whether express or implied, are hereby excluded.

The Portal Operator will not be liable to any user of the Portal for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with the use of, or inability to use, the Portal or the use of or reliance on any content displayed on the Portal.

Additionally, if you are using the Portal for business activities, please note that the Portal Operator will not be liable for any loss of business or business opportunity, any sales, revenues or profits or any anticipated savings. The Portal Operator will also not be liable for any business interruption, loss of goodwill or reputation or any indirect or consequential loss or damage.

Likewise, the Portal Operator will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Portal or to your downloading of any content on it, or on any sites linked to it.

The Portal Operator takes no responsibility for the content of any websites linked on the Portal. Such links should not be interpreted as an endorsement by the Portal Operator and it is not liable for any loss or damage that may arise from using them. 


Given that the Portal is published on the internet, the Portal Operator cannot and does not guarantee that the Portal will be secure or free from viruses. It is your sole responsibility to configure your computer and systems for safe access to the Portal and to use sufficient virus protection software.

You must not misuse the Portal by knowingly introducing any malicious material that contains viruses, Trojans, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware on them or attempt to gain unauthorised access to the Portal, the server on which they are stored or any server, computer or database connected to the Portal. You must not attack the Portal via a denial-of-service attack or a distributed denial-of service attack. The Portal Operator will report any such breach of the Terms of Use to the relevant law enforcement authorities. 

Prohibited Use

You may use the Portal only for lawful purposes and may not use the Portal in any way that is unlawful or fraudulent or has any purpose or effect thereof. You may not use the Portal in any way that breaches any applicable local, national or international law or regulation. Different countries have different laws and if it is illegal for you to access the Portal from the country you are in, you should not access the Portal.

Among other things, you may not use the Portal for harming or attempting to harm minors in any way. You also may not use it to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).

You may not reproduce, duplicate, copy or re-sell any part of the Portal. And you may not access without authority, interfere with, damage or disrupt any part of the Portal, any equipment or network on which it is stored, any software used in its provision or any equipment or network or software owned or used by any third party. 

Suspension and Termination

If you breach any of the Terms of Use, the Portal Operator may, at its discretion, take any such action as it deems appropriate, including, but not limited to immediate, temporary or permanent withdrawal of your right to use the Portal, issuing a warning to you, initiating legal proceedings against you, or disclosing such information to law enforcement authorities as the Portal Operator reasonably feels is necessary. To the extent permitted by Estonian law, any liability of the Portal Operator for actions taken in response to breaches of the Terms of Use is hereby excluded. 

Applicable Law

The Terms of Use, as well as any contractual or non-contractual disputes or claims arising from or related to using the Portal are governed by Estonian law. By using the Portal, you agree to the exclusive jurisdiction of the courts of Estonia in all related matters. 

Contacting the Portal Operator

To contact the Portal Operator, please send an email to [email protected].